Retirement Plan 401(k) | My Benefits | Jones Capital

401(k)

Plan Overview
- Jones will match your contributions 100% up to 5% of pay
- All full-time employees (age 21 and older) are eligible to participate in the 401(k) on the first day of the month following 60 days of service
- Employees are automatically enrolled to defer 5% of pay; changes can be made at any time
- Contributions may be pre-tax basis, post-tax basis (Roth), or a combination of both
- Vesting is 100% of employee’s contribution AND employer match
- The maximum deferral limit is 100% of pay not to exceed the annual IRS limit
- Catch‐Up Contribution for those age 50 or over is $6,000 for 2020
How to Make Changes
Changes to your 401(k) plan can be made anytime by phone, online or by app.
- Call 1-800-354-2351
- Visit rps.troweprice.com
  - First time visiting? Choose "Register" and follow the prompts to create a username and password.
- Download the T. Rowe Price app
How to Change your 401(k) Contribution Online:
1. Go to rps.troweprice.com
2. Enter login credentials
3. Click "View Account Details"
4. Click "Your Contributions"
5. Click "Change Contributions"
6. To confirm, click " Change Contributions"
7. Enter the percentage you wish to contribute weekly
8. Click "Continue"
Click Here for more detailed instructions on how to make changes to your 401(k) contributions.
Download Enrollment Flyers
Download Administrative Forms